Call reports 2009
FIRST NATIONAL BANK IN MARLOW, THE — 2009
What FIRST NATIONAL BANK IN MARLOW, THE reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 64,986,000 | 64,752,000 | 65,199,000 | 64,427,000 |
| Total loans | 32,839,000 | 34,459,000 | 35,372,000 | 34,777,000 |
| Allowance for loan losses | 163,000 | 155,000 | 144,000 | 190,000 |
| Securities available for sale | 25,965,000 | 25,899,000 | 25,222,000 | 25,426,000 |
| Securities held to maturity | 6,000 | 6,000 | 5,000 | 5,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 53,486,000 | 52,096,000 | 51,255,000 | 51,363,000 |
| Interest-bearing deposits | 46,244,000 | 45,277,000 | 44,495,000 | 44,689,000 |
| Noninterest-bearing deposits | 7,242,000 | 6,819,000 | 6,760,000 | 6,675,000 |
| Equity capital | 6,830,000 | 6,817,000 | 7,267,000 | 7,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 989,000 | 1,983,000 | 2,952,000 | 3,899,000 |
| Interest expense | 276,000 | 535,000 | 774,000 | 995,000 |
| Net interest income | 713,000 | 1,448,000 | 2,178,000 | 2,904,000 |
| Noninterest income | 115,000 | 239,000 | 391,000 | 501,000 |
| Noninterest expense | 588,000 | 1,152,000 | 1,702,000 | 2,291,000 |
| Provision for loan losses | 0 | 0 | 0 | 96,000 |
| Pretax income | 240,000 | 535,000 | 894,000 | 1,045,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 240,000 | 535,000 | 894,000 | 1,045,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,266,000 | 6,348,000 | 6,528,000 | 6,426,000 |
| Total capital | 6,429,000 | 6,502,000 | 6,672,000 | 6,616,000 |
| Risk-weighted assets | 37,987,000 | 39,961,000 | 38,643,000 | 38,391,000 |