Call reports 2008
FIRST NATIONAL BANK IN MARLOW, THE — 2008
What FIRST NATIONAL BANK IN MARLOW, THE reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 63,189,000 | 63,869,000 | 64,556,000 | 64,625,000 |
| Total loans | 33,802,000 | 33,100,000 | 33,412,000 | 33,254,000 |
| Allowance for loan losses | 121,000 | 124,000 | 128,000 | 151,000 |
| Securities available for sale | 24,752,000 | 25,007,000 | 25,036,000 | 26,816,000 |
| Securities held to maturity | 8,000 | 8,000 | 6,000 | 6,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,300,000 | 52,361,000 | 52,883,000 | 52,355,000 |
| Interest-bearing deposits | 44,222,000 | 45,272,000 | 45,792,000 | 45,142,000 |
| Noninterest-bearing deposits | 7,078,000 | 7,089,000 | 7,091,000 | 7,213,000 |
| Equity capital | 6,530,000 | 6,155,000 | 6,310,000 | 6,562,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 1,018,000 | 2,031,000 | 3,065,000 | 4,096,000 |
| Interest expense | 412,000 | 780,000 | 1,124,000 | 1,441,000 |
| Net interest income | 606,000 | 1,251,000 | 1,941,000 | 2,655,000 |
| Noninterest income | 122,000 | 267,000 | 409,000 | 542,000 |
| Noninterest expense | 477,000 | 962,000 | 1,459,000 | 2,116,000 |
| Provision for loan losses | 0 | 0 | 9,000 | 84,000 |
| Pretax income | 255,000 | 568,000 | 896,000 | 1,013,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 255,000 | 568,000 | 896,000 | 1,013,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 6,062,000 | 6,196,000 | 6,340,000 | 6,204,000 |
| Total capital | 6,183,000 | 6,320,000 | 6,468,000 | 6,355,000 |
| Risk-weighted assets | 37,335,000 | 36,805,000 | 37,162,000 | 36,994,000 |