Call reports 2007
FIRST NATIONAL BANK IN MARLOW, THE — 2007
What FIRST NATIONAL BANK IN MARLOW, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 62,496,000 | 62,093,000 | 63,242,000 | 63,099,000 |
| Total loans | 33,114,000 | 33,273,000 | 33,503,000 | 33,846,000 |
| Allowance for loan losses | 143,000 | 132,000 | 150,000 | 123,000 |
| Securities available for sale | 24,993,000 | 24,441,000 | 25,530,000 | 24,599,000 |
| Securities held to maturity | 207,000 | 9,000 | 8,000 | 8,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,817,000 | 51,206,000 | 50,439,000 | 50,542,000 |
| Interest-bearing deposits | 45,100,000 | 44,559,000 | 43,490,000 | 43,394,000 |
| Noninterest-bearing deposits | 6,717,000 | 6,647,000 | 6,949,000 | 7,148,000 |
| Equity capital | 5,740,000 | 5,621,000 | 5,921,000 | 6,140,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 1,042,000 | 2,081,000 | 3,134,000 | 4,195,000 |
| Interest expense | 442,000 | 878,000 | 1,327,000 | 1,784,000 |
| Net interest income | 600,000 | 1,203,000 | 1,807,000 | 2,411,000 |
| Noninterest income | 117,000 | 241,000 | 364,000 | 491,000 |
| Noninterest expense | 441,000 | 887,000 | 1,364,000 | 1,860,000 |
| Provision for loan losses | 0 | 7,000 | 22,000 | 22,000 |
| Pretax income | 276,000 | 548,000 | 780,000 | 1,008,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 276,000 | 548,000 | 780,000 | 1,008,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,873,000 | 5,958,000 | 6,011,000 | 5,985,000 |
| Total capital | 6,016,000 | 6,090,000 | 6,161,000 | 6,108,000 |
| Risk-weighted assets | 36,875,000 | 36,691,000 | 36,821,000 | 37,041,000 |