Call reports 2006
FIRST NATIONAL BANK IN MARLOW, THE — 2006
What FIRST NATIONAL BANK IN MARLOW, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 60,691,000 | 61,771,000 | 63,512,000 | 63,091,000 |
| Total loans | 33,670,000 | 33,487,000 | 33,574,000 | 33,236,000 |
| Allowance for loan losses | 133,000 | 112,000 | 141,000 | 141,000 |
| Securities available for sale | 22,871,000 | 24,196,000 | 25,611,000 | 25,333,000 |
| Securities held to maturity | 205,000 | 204,000 | 203,000 | 203,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,269,000 | 51,940,000 | 51,740,000 | 51,301,000 |
| Interest-bearing deposits | 45,144,000 | 45,456,000 | 44,934,000 | 44,606,000 |
| Noninterest-bearing deposits | 6,125,000 | 6,484,000 | 6,806,000 | 6,695,000 |
| Equity capital | 5,264,000 | 5,176,000 | 5,547,000 | 5,609,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 949,000 | 1,958,000 | 2,991,000 | 4,056,000 |
| Interest expense | 353,000 | 750,000 | 1,188,000 | 1,643,000 |
| Net interest income | 596,000 | 1,208,000 | 1,803,000 | 2,413,000 |
| Noninterest income | 114,000 | 227,000 | 345,000 | 466,000 |
| Noninterest expense | 420,000 | 860,000 | 1,292,000 | 1,770,000 |
| Provision for loan losses | 0 | 0 | 20,000 | 20,000 |
| Pretax income | 290,000 | 575,000 | 836,000 | 1,089,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 290,000 | 575,000 | 836,000 | 1,089,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,597,000 | 5,690,000 | 5,776,000 | 5,775,000 |
| Total capital | 5,730,000 | 5,802,000 | 5,917,000 | 5,916,000 |
| Risk-weighted assets | 36,983,000 | 37,195,000 | 37,874,000 | 37,231,000 |