Call reports 2005
FIRST NATIONAL BANK IN MARLOW, THE — 2005
What FIRST NATIONAL BANK IN MARLOW, THE reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 56,754,000 | 57,797,000 | 58,531,000 | 59,634,000 |
| Total loans | 30,358,000 | 31,207,000 | 32,217,000 | 33,299,000 |
| Allowance for loan losses | 113,000 | 114,000 | 120,000 | 136,000 |
| Securities available for sale | 21,818,000 | 22,064,000 | 22,302,000 | 21,979,000 |
| Securities held to maturity | 207,000 | 207,000 | 206,000 | 205,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 49,086,000 | 49,889,000 | 48,971,000 | 50,036,000 |
| Interest-bearing deposits | 43,968,000 | 44,641,000 | 43,954,000 | 44,480,000 |
| Noninterest-bearing deposits | 5,118,000 | 5,248,000 | 5,017,000 | 5,556,000 |
| Equity capital | 5,160,000 | 5,335,000 | 5,398,000 | 5,207,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 843,000 | 1,712,000 | 2,605,000 | 3,535,000 |
| Interest expense | 254,000 | 525,000 | 810,000 | 1,158,000 |
| Net interest income | 589,000 | 1,187,000 | 1,795,000 | 2,377,000 |
| Noninterest income | 106,000 | 208,000 | 327,000 | 434,000 |
| Noninterest expense | 393,000 | 790,000 | 1,201,000 | 1,628,000 |
| Provision for loan losses | 0 | 0 | 0 | 30,000 |
| Pretax income | 319,000 | 622,000 | 928,000 | 1,160,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 319,000 | 622,000 | 928,000 | 1,160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,270,000 | 5,383,000 | 5,507,000 | 5,485,000 |
| Total capital | 5,383,000 | 5,497,000 | 5,627,000 | 5,621,000 |
| Risk-weighted assets | 33,561,000 | 33,944,000 | 34,962,000 | 36,063,000 |