Call reports 2004
FIRST NATIONAL BANK IN MARLOW, THE — 2004
What FIRST NATIONAL BANK IN MARLOW, THE reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 56,679,000 | 57,887,000 | 58,589,000 | 58,035,000 |
| Total loans | 28,548,000 | 29,989,000 | 30,978,000 | 30,787,000 |
| Allowance for loan losses | 123,000 | 125,000 | 130,000 | 129,000 |
| Securities available for sale | 22,415,000 | 24,095,000 | 23,748,000 | 22,818,000 |
| Securities held to maturity | 210,000 | 209,000 | 208,000 | 207,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 48,627,000 | 48,892,000 | 48,017,000 | 49,693,000 |
| Interest-bearing deposits | 44,248,000 | 44,422,000 | 43,550,000 | 44,628,000 |
| Noninterest-bearing deposits | 4,379,000 | 4,470,000 | 4,467,000 | 5,065,000 |
| Equity capital | 5,661,000 | 4,965,000 | 5,493,000 | 5,340,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 803,000 | 1,622,000 | 2,466,000 | 3,308,000 |
| Interest expense | 245,000 | 481,000 | 726,000 | 983,000 |
| Net interest income | 558,000 | 1,141,000 | 1,740,000 | 2,325,000 |
| Noninterest income | 109,000 | 210,000 | 318,000 | 419,000 |
| Noninterest expense | 378,000 | 769,000 | 1,173,000 | 1,598,000 |
| Provision for loan losses | 0 | 0 | 15,000 | 45,000 |
| Pretax income | 298,000 | 591,000 | 879,000 | 1,119,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 298,000 | 591,000 | 879,000 | 1,119,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,984,000 | 4,985,000 | 5,114,000 | 5,135,000 |
| Total capital | 5,107,000 | 5,110,000 | 5,244,000 | 5,264,000 |
| Risk-weighted assets | 31,416,000 | 32,302,000 | 33,856,000 | 33,747,000 |