Call reports 2003
FIRST NATIONAL BANK IN MARLOW, THE — 2003
What FIRST NATIONAL BANK IN MARLOW, THE reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 53,780,000 | 54,280,000 | 54,676,000 | 54,791,000 |
| Total loans | 28,350,000 | 28,317,000 | 28,508,000 | 28,591,000 |
| Allowance for loan losses | 129,000 | 150,000 | 143,000 | 127,000 |
| Securities available for sale | 19,978,000 | 20,894,000 | 22,276,000 | 21,887,000 |
| Securities held to maturity | 324,000 | 217,000 | 214,000 | 211,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 46,176,000 | 46,547,000 | 47,172,000 | 47,278,000 |
| Interest-bearing deposits | 41,101,000 | 41,649,000 | 42,276,000 | 42,639,000 |
| Noninterest-bearing deposits | 5,075,000 | 4,898,000 | 4,896,000 | 4,639,000 |
| Equity capital | 5,329,000 | 5,398,000 | 5,147,000 | 5,171,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 815,000 | 1,635,000 | 2,430,000 | 3,230,000 |
| Interest expense | 291,000 | 567,000 | 828,000 | 1,085,000 |
| Net interest income | 524,000 | 1,068,000 | 1,602,000 | 2,145,000 |
| Noninterest income | 113,000 | 234,000 | 344,000 | 459,000 |
| Noninterest expense | 354,000 | 723,000 | 1,093,000 | 1,474,000 |
| Provision for loan losses | 0 | 30,000 | 30,000 | 30,000 |
| Pretax income | 283,000 | 549,000 | 831,000 | 1,104,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 283,000 | 549,000 | 831,000 | 1,104,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 4,595,000 | 4,534,000 | 4,657,000 | 4,711,000 |
| Total capital | 4,724,000 | 4,684,000 | 4,800,000 | 4,838,000 |
| Risk-weighted assets | 30,250,000 | 30,577,000 | 30,920,000 | 31,137,000 |