Call reports 2016
NORTHERN HANCOCK BANK & TRUST CO. — 2016
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2016, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Total assets | 26,115,000 | 24,938,000 | 25,698,000 | 26,868,000 |
| Total loans | 19,611,000 | 19,502,000 | 19,660,000 | 19,803,000 |
| Allowance for loan losses | 255,000 | 248,000 | 258,000 | 235,000 |
| Securities available for sale | 703,000 | 658,000 | 607,000 | 546,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,136,000 | 20,961,000 | 21,726,000 | 22,935,000 |
| Interest-bearing deposits | 17,262,000 | 15,852,000 | 16,347,000 | 17,661,000 |
| Noninterest-bearing deposits | 4,874,000 | 5,109,000 | 5,379,000 | 5,274,000 |
| Equity capital | 3,425,000 | 3,432,000 | 3,427,000 | 3,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Interest income | 492,000 | 949,000 | 1,437,000 | 1,934,000 |
| Interest expense | 27,000 | 52,000 | 76,000 | 104,000 |
| Net interest income | 465,000 | 897,000 | 1,361,000 | 1,830,000 |
| Noninterest income | 51,000 | 84,000 | 119,000 | 197,000 |
| Noninterest expense | 480,000 | 944,000 | 1,420,000 | 1,951,000 |
| Provision for loan losses | 0 | 0 | 23,000 | 79,000 |
| Pretax income | 36,000 | 37,000 | 37,000 | -3,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 36,000 | 37,000 | 37,000 | -3,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2016Q1 | 2016Q2 | 2016Q3 | 2016Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,403,000 | 3,404,000 | 3,404,000 | 3,364,000 |
| Total capital | 3,605,000 | 3,607,000 | 3,607,000 | 3,587,000 |
| Risk-weighted assets | 16,155,000 | 16,217,000 | 16,249,000 | 17,871,000 |