Call reports 2015
NORTHERN HANCOCK BANK & TRUST CO. — 2015
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2015, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Total assets | 26,811,000 | 26,239,000 | 26,670,000 | 27,430,000 |
| Total loans | 19,958,000 | 19,620,000 | 19,292,000 | 19,131,000 |
| Allowance for loan losses | 264,000 | 261,000 | 263,000 | 277,000 |
| Securities available for sale | 938,000 | 861,000 | 807,000 | 750,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,886,000 | 22,319,000 | 22,723,000 | 23,417,000 |
| Interest-bearing deposits | 18,351,000 | 17,952,000 | 17,856,000 | 19,002,000 |
| Noninterest-bearing deposits | 4,535,000 | 4,367,000 | 4,867,000 | 4,415,000 |
| Equity capital | 3,400,000 | 3,396,000 | 3,423,000 | 3,458,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Interest income | 495,000 | 976,000 | 1,480,000 | 1,958,000 |
| Interest expense | 32,000 | 63,000 | 91,000 | 121,000 |
| Net interest income | 463,000 | 913,000 | 1,389,000 | 1,837,000 |
| Noninterest income | 48,000 | 99,000 | 139,000 | 207,000 |
| Noninterest expense | 444,000 | 899,000 | 1,346,000 | 1,777,000 |
| Provision for loan losses | 35,000 | 45,000 | 55,000 | 100,000 |
| Pretax income | 32,000 | 68,000 | 127,000 | 167,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 32,000 | 68,000 | 127,000 | 167,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2015Q1 | 2015Q2 | 2015Q3 | 2015Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,368,000 | 3,376,000 | 3,398,000 | 3,438,000 |
| Total capital | 3,574,000 | 3,583,000 | 3,598,000 | 3,638,000 |
| Risk-weighted assets | 16,486,000 | 16,483,000 | 15,952,000 | 15,984,000 |