Call reports 2014
NORTHERN HANCOCK BANK & TRUST CO. — 2014
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 28,197,000 | 27,898,000 | 27,321,000 | 26,799,000 |
| Total loans | 20,230,000 | 19,787,000 | 19,776,000 | 20,401,000 |
| Allowance for loan losses | 323,000 | 300,000 | 321,000 | 310,000 |
| Securities available for sale | 1,242,000 | 1,164,000 | 1,071,000 | 997,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,265,000 | 22,930,000 | 23,411,000 | 22,843,000 |
| Interest-bearing deposits | 19,628,000 | 19,338,000 | 19,000,000 | 18,553,000 |
| Noninterest-bearing deposits | 3,637,000 | 3,592,000 | 4,411,000 | 4,290,000 |
| Equity capital | 3,397,000 | 3,433,000 | 3,384,000 | 3,429,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 501,000 | 1,009,000 | 1,539,000 | 2,084,000 |
| Interest expense | 52,000 | 103,000 | 151,000 | 187,000 |
| Net interest income | 449,000 | 906,000 | 1,388,000 | 1,897,000 |
| Noninterest income | 31,000 | 83,000 | 139,000 | 162,000 |
| Noninterest expense | 392,000 | 811,000 | 1,224,000 | 1,654,000 |
| Provision for loan losses | 55,000 | 79,000 | 184,000 | 245,000 |
| Pretax income | 33,000 | 99,000 | 119,000 | 160,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 33,000 | 99,000 | 119,000 | 160,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,360,000 | 3,396,000 | 3,356,000 | 3,397,000 |
| Total capital | 3,606,000 | 3,639,000 | 3,597,000 | 3,639,000 |
| Risk-weighted assets | 19,604,000 | 19,375,000 | 19,222,000 | 19,287,000 |