Call reports 2013
NORTHERN HANCOCK BANK & TRUST CO. — 2013
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 30,477,000 | 29,709,000 | 29,344,000 | 28,473,000 |
| Total loans | 22,036,000 | 21,435,000 | 21,370,000 | 20,477,000 |
| Allowance for loan losses | 390,000 | 389,000 | 309,000 | 306,000 |
| Securities available for sale | 1,265,000 | 1,093,000 | 1,431,000 | 1,325,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 25,456,000 | 24,726,000 | 24,346,000 | 23,510,000 |
| Interest-bearing deposits | 22,117,000 | 21,326,000 | 20,750,000 | 19,992,000 |
| Noninterest-bearing deposits | 3,339,000 | 3,400,000 | 3,596,000 | 3,518,000 |
| Equity capital | 3,470,000 | 3,452,000 | 3,468,000 | 3,423,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 612,000 | 1,170,000 | 1,726,000 | 2,298,000 |
| Interest expense | 65,000 | 126,000 | 184,000 | 238,000 |
| Net interest income | 547,000 | 1,044,000 | 1,542,000 | 2,060,000 |
| Noninterest income | 106,000 | 174,000 | 225,000 | 285,000 |
| Noninterest expense | 432,000 | 867,000 | 1,267,000 | 1,760,000 |
| Provision for loan losses | 70,000 | 120,000 | 187,000 | 247,000 |
| Pretax income | 151,000 | 231,000 | 313,000 | 338,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 151,000 | 231,000 | 313,000 | 338,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,397,000 | 3,399,000 | 3,422,000 | 3,386,000 |
| Total capital | 3,666,000 | 3,662,000 | 3,681,000 | 3,634,000 |
| Risk-weighted assets | 21,420,000 | 20,909,000 | 20,691,000 | 19,766,000 |