Call reports 2012
NORTHERN HANCOCK BANK & TRUST CO. — 2012
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 32,908,000 | 31,489,000 | 31,689,000 | 29,110,000 |
| Total loans | 24,641,000 | 23,925,000 | 22,956,000 | 22,287,000 |
| Allowance for loan losses | 350,000 | 368,000 | 398,000 | 373,000 |
| Securities available for sale | 1,860,000 | 1,732,000 | 1,615,000 | 1,443,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 27,931,000 | 26,559,000 | 26,733,000 | 24,177,000 |
| Interest-bearing deposits | 24,704,000 | 23,096,000 | 23,000,000 | 21,064,000 |
| Noninterest-bearing deposits | 3,227,000 | 3,463,000 | 3,733,000 | 3,113,000 |
| Equity capital | 3,427,000 | 3,393,000 | 3,426,000 | 3,390,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 638,000 | 1,286,000 | 1,899,000 | 2,486,000 |
| Interest expense | 101,000 | 197,000 | 287,000 | 364,000 |
| Net interest income | 537,000 | 1,089,000 | 1,612,000 | 2,122,000 |
| Noninterest income | 33,000 | 110,000 | 162,000 | 224,000 |
| Noninterest expense | 401,000 | 846,000 | 1,251,000 | 1,680,000 |
| Provision for loan losses | 47,000 | 136,000 | 208,000 | 300,000 |
| Pretax income | 122,000 | 217,000 | 315,000 | 366,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 122,000 | 217,000 | 315,000 | 366,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,306,000 | 3,282,000 | 3,321,000 | 3,305,000 |
| Total capital | 3,599,000 | 3,568,000 | 3,603,000 | 3,575,000 |
| Risk-weighted assets | 23,414,000 | 22,766,000 | 22,406,000 | 21,472,000 |