Call reports 2011
NORTHERN HANCOCK BANK & TRUST CO. — 2011
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 32,002,000 | 33,306,000 | 31,871,000 | 31,562,000 |
| Total loans | 25,042,000 | 25,355,000 | 25,468,000 | 24,898,000 |
| Allowance for loan losses | 378,000 | 399,000 | 404,000 | 397,000 |
| Securities available for sale | 2,351,000 | 2,224,000 | 2,099,000 | 1,968,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 26,512,000 | 27,856,000 | 26,868,000 | 26,599,000 |
| Interest-bearing deposits | 23,622,000 | 24,906,000 | 23,709,000 | 23,518,000 |
| Noninterest-bearing deposits | 2,890,000 | 2,950,000 | 3,159,000 | 3,081,000 |
| Equity capital | 3,407,000 | 3,374,000 | 3,434,000 | 3,415,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 679,000 | 1,362,000 | 2,038,000 | 2,699,000 |
| Interest expense | 115,000 | 232,000 | 347,000 | 452,000 |
| Net interest income | 564,000 | 1,130,000 | 1,691,000 | 2,247,000 |
| Noninterest income | 82,000 | 129,000 | 222,000 | 291,000 |
| Noninterest expense | 355,000 | 758,000 | 1,157,000 | 1,566,000 |
| Provision for loan losses | 46,000 | 116,000 | 190,000 | 283,000 |
| Pretax income | 245,000 | 385,000 | 566,000 | 689,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 245,000 | 385,000 | 566,000 | 689,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,290,000 | 3,251,000 | 3,306,000 | 3,292,000 |
| Total capital | 3,589,000 | 3,553,000 | 3,603,000 | 3,583,000 |
| Risk-weighted assets | 23,456,000 | 24,024,000 | 23,636,000 | 23,210,000 |