Call reports 2010
NORTHERN HANCOCK BANK & TRUST CO. — 2010
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 31,138,000 | 31,341,000 | 30,794,000 | 31,169,000 |
| Total loans | 22,975,000 | 23,189,000 | 23,792,000 | 24,356,000 |
| Allowance for loan losses | 345,000 | 325,000 | 387,000 | 366,000 |
| Securities available for sale | 2,417,000 | 3,004,000 | 2,806,000 | 2,567,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 24,882,000 | 25,018,000 | 24,384,000 | 25,789,000 |
| Interest-bearing deposits | 21,717,000 | 21,885,000 | 21,528,000 | 22,961,000 |
| Noninterest-bearing deposits | 3,165,000 | 3,133,000 | 2,856,000 | 2,828,000 |
| Equity capital | 3,176,000 | 3,233,000 | 3,320,000 | 3,296,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 634,000 | 1,256,000 | 1,918,000 | 2,601,000 |
| Interest expense | 148,000 | 284,000 | 416,000 | 537,000 |
| Net interest income | 486,000 | 972,000 | 1,502,000 | 2,064,000 |
| Noninterest income | 29,000 | 61,000 | 158,000 | 200,000 |
| Noninterest expense | 372,000 | 737,000 | 1,125,000 | 1,539,000 |
| Provision for loan losses | 43,000 | 88,000 | 150,000 | 210,000 |
| Pretax income | 100,000 | 208,000 | 385,000 | 515,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 100,000 | 208,000 | 385,000 | 515,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,059,000 | 3,079,000 | 3,166,000 | 3,164,000 |
| Total capital | 3,346,000 | 3,370,000 | 3,459,000 | 3,450,000 |
| Risk-weighted assets | 22,877,000 | 23,267,000 | 23,330,000 | 22,809,000 |