Call reports 2009
NORTHERN HANCOCK BANK & TRUST CO. — 2009
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 29,781,000 | 30,535,000 | 29,382,000 | 30,528,000 |
| Total loans | 22,816,000 | 22,623,000 | 22,457,000 | 22,347,000 |
| Allowance for loan losses | 324,000 | 337,000 | 317,000 | 321,000 |
| Securities available for sale | 2,490,000 | 2,824,000 | 2,705,000 | 2,559,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,072,000 | 23,806,000 | 22,605,000 | 23,788,000 |
| Interest-bearing deposits | 20,012,000 | 20,766,000 | 19,277,000 | 20,687,000 |
| Noninterest-bearing deposits | 3,060,000 | 3,040,000 | 3,328,000 | 3,101,000 |
| Equity capital | 3,119,000 | 3,146,000 | 3,192,000 | 3,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 604,000 | 1,211,000 | 1,827,000 | 2,433,000 |
| Interest expense | 166,000 | 320,000 | 470,000 | 625,000 |
| Net interest income | 438,000 | 891,000 | 1,357,000 | 1,808,000 |
| Noninterest income | 58,000 | 103,000 | 137,000 | 195,000 |
| Noninterest expense | 367,000 | 733,000 | 1,109,000 | 1,504,000 |
| Provision for loan losses | 56,000 | 101,000 | 121,000 | 167,000 |
| Pretax income | 73,000 | 160,000 | 264,000 | 332,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 73,000 | 160,000 | 264,000 | 332,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 3,029,000 | 3,044,000 | 3,065,000 | 3,043,000 |
| Total capital | 3,295,000 | 3,309,000 | 3,343,000 | 3,324,000 |
| Risk-weighted assets | 21,256,000 | 21,101,000 | 22,196,000 | 22,419,000 |