Call reports 2007
NORTHERN HANCOCK BANK & TRUST CO. — 2007
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 26,597,000 | 27,738,000 | 26,830,000 | 26,813,000 |
| Total loans | 21,323,000 | 22,441,000 | 22,289,000 | 22,059,000 |
| Allowance for loan losses | 389,000 | 376,000 | 387,000 | 368,000 |
| Securities available for sale | 1,830,000 | 1,724,000 | 1,661,000 | 1,617,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 22,011,000 | 23,142,000 | 22,222,000 | 21,656,000 |
| Interest-bearing deposits | 19,040,000 | 20,134,000 | 19,507,000 | 19,008,000 |
| Noninterest-bearing deposits | 2,971,000 | 3,008,000 | 2,715,000 | 2,648,000 |
| Equity capital | 2,918,000 | 2,925,000 | 2,939,000 | 3,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 572,000 | 1,206,000 | 1,850,000 | 2,474,000 |
| Interest expense | 196,000 | 400,000 | 610,000 | 790,000 |
| Net interest income | 376,000 | 806,000 | 1,240,000 | 1,684,000 |
| Noninterest income | 70,000 | 119,000 | 154,000 | 219,000 |
| Noninterest expense | 321,000 | 676,000 | 1,025,000 | 1,378,000 |
| Provision for loan losses | 0 | 0 | 36,000 | 46,000 |
| Pretax income | 125,000 | 249,000 | 333,000 | 479,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 125,000 | 249,000 | 333,000 | 479,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,936,000 | 2,964,000 | 2,952,000 | 3,003,000 |
| Total capital | 3,189,000 | 3,225,000 | 3,210,000 | 3,258,000 |
| Risk-weighted assets | 20,078,000 | 20,790,000 | 20,490,000 | 20,299,000 |