Call reports 2006
NORTHERN HANCOCK BANK & TRUST CO. — 2006
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 25,008,000 | 25,640,000 | 25,732,000 | 26,017,000 |
| Total loans | 20,341,000 | 20,560,000 | 20,658,000 | 20,861,000 |
| Allowance for loan losses | 397,000 | 385,000 | 395,000 | 404,000 |
| Securities available for sale | 1,595,000 | 2,052,000 | 1,981,000 | 1,424,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 20,558,000 | 21,117,000 | 21,189,000 | 21,404,000 |
| Interest-bearing deposits | 17,541,000 | 17,826,000 | 18,057,000 | 17,988,000 |
| Noninterest-bearing deposits | 3,017,000 | 3,291,000 | 3,132,000 | 3,416,000 |
| Equity capital | 2,806,000 | 2,871,000 | 2,879,000 | 2,960,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 542,000 | 1,105,000 | 1,726,000 | 2,376,000 |
| Interest expense | 143,000 | 297,000 | 469,000 | 644,000 |
| Net interest income | 399,000 | 808,000 | 1,257,000 | 1,732,000 |
| Noninterest income | 33,000 | 70,000 | 103,000 | 172,000 |
| Noninterest expense | 332,000 | 652,000 | 1,008,000 | 1,328,000 |
| Provision for loan losses | 13,000 | 18,000 | 31,000 | 56,000 |
| Pretax income | 87,000 | 208,000 | 321,000 | 520,000 |
| Income tax | 0 | 0 | 0 | 0 |
| Net income | 87,000 | 208,000 | 321,000 | 520,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,859,000 | 2,898,000 | 2,908,000 | 2,981,000 |
| Total capital | 3,103,000 | 3,147,000 | 3,157,000 | 3,229,000 |
| Risk-weighted assets | 19,340,000 | 19,754,000 | 19,761,000 | 19,695,000 |