Call reports 2001
NORTHERN HANCOCK BANK & TRUST CO. — 2001
What NORTHERN HANCOCK BANK & TRUST CO. reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 19,930,000 | 20,002,000 | 19,982,000 | 19,502,000 |
| Total loans | 14,641,000 | 14,828,000 | 14,702,000 | 14,254,000 |
| Allowance for loan losses | 310,000 | 319,000 | 312,000 | 277,000 |
| Securities available for sale | 1,012,000 | 718,000 | 1,276,000 | 1,764,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 17,197,000 | 17,252,000 | 17,214,000 | 16,715,000 |
| Interest-bearing deposits | 15,671,000 | 15,628,000 | 15,150,000 | 15,101,000 |
| Noninterest-bearing deposits | 1,526,000 | 1,624,000 | 2,064,000 | 1,614,000 |
| Equity capital | 2,657,000 | 2,664,000 | 2,694,000 | 2,709,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 474,000 | 973,000 | 1,429,000 | 1,886,000 |
| Interest expense | 185,000 | 377,000 | 556,000 | 716,000 |
| Net interest income | 289,000 | 596,000 | 873,000 | 1,170,000 |
| Noninterest income | 44,000 | 73,000 | 114,000 | 169,000 |
| Noninterest expense | 253,000 | 518,000 | 788,000 | 1,075,000 |
| Provision for loan losses | 38,000 | 99,000 | 120,000 | 124,000 |
| Pretax income | 42,000 | 52,000 | 79,000 | 140,000 |
| Income tax | 21,000 | 21,000 | 31,000 | 51,000 |
| Net income | 21,000 | 31,000 | 48,000 | 79,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 2,650,000 | 2,660,000 | 2,677,000 | 2,708,000 |
| Total capital | 2,819,000 | 2,839,000 | 2,856,000 | 2,883,000 |
| Risk-weighted assets | 13,372,000 | 14,168,000 | 14,187,000 | 13,904,000 |