Call reports 2014
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2014
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2014, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Total assets | 625,199,000 | 623,912,000 | 661,083,000 | 611,446,000 |
| Total loans | 384,533,000 | 396,160,000 | 407,868,000 | 409,939,000 |
| Allowance for loan losses | 3,270,000 | 3,266,000 | 3,344,000 | 3,905,000 |
| Securities available for sale | 149,147,000 | 138,924,000 | 133,963,000 | 126,779,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,568,000 | 561,846,000 | 598,825,000 | 549,274,000 |
| Interest-bearing deposits | 460,236,000 | 459,562,000 | 490,907,000 | 436,068,000 |
| Noninterest-bearing deposits | 104,332,000 | 102,284,000 | 107,918,000 | 113,206,000 |
| Equity capital | 57,748,000 | 59,193,000 | 59,388,000 | 59,196,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Interest income | 5,093,000 | 10,071,000 | 15,363,000 | 20,741,000 |
| Interest expense | 569,000 | 1,075,000 | 1,589,000 | 2,114,000 |
| Net interest income | 4,524,000 | 8,996,000 | 13,774,000 | 18,627,000 |
| Noninterest income | 2,009,000 | 4,252,000 | 6,121,000 | 7,417,000 |
| Noninterest expense | 5,795,000 | 11,488,000 | 17,287,000 | 23,608,000 |
| Provision for loan losses | 150,000 | 375,000 | 625,000 | 1,350,000 |
| Pretax income | 588,000 | 1,543,000 | 2,229,000 | 1,454,000 |
| Income tax | 130,000 | 370,000 | 530,000 | 212,000 |
| Net income | 458,000 | 1,173,000 | 1,699,000 | 1,242,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2014Q1 | 2014Q2 | 2014Q3 | 2014Q4 |
|---|---|---|---|---|
| Tier 1 capital | 54,215,000 | 54,978,000 | 55,505,000 | 55,181,000 |
| Total capital | 57,485,000 | 58,244,000 | 58,849,000 | 59,086,000 |
| Risk-weighted assets | 420,243,000 | 425,967,000 | 439,721,000 | 448,284,000 |