Call reports 2013
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2013
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 635,370,000 | 638,205,000 | 663,682,000 | 609,549,000 |
| Total loans | 337,915,000 | 358,471,000 | 364,566,000 | 384,785,000 |
| Allowance for loan losses | 4,001,000 | 2,364,000 | 2,397,000 | 3,240,000 |
| Securities available for sale | 137,278,000 | 130,757,000 | 133,482,000 | 146,073,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,910,000 | 567,028,000 | 603,649,000 | 549,944,000 |
| Interest-bearing deposits | 479,359,000 | 475,490,000 | 505,706,000 | 443,993,000 |
| Noninterest-bearing deposits | 91,551,000 | 91,538,000 | 97,943,000 | 105,951,000 |
| Equity capital | 61,781,000 | 60,599,000 | 57,173,000 | 56,744,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 4,935,000 | 9,840,000 | 14,916,000 | 20,037,000 |
| Interest expense | 783,000 | 1,544,000 | 2,245,000 | 2,882,000 |
| Net interest income | 4,152,000 | 8,296,000 | 12,671,000 | 17,155,000 |
| Noninterest income | 2,343,000 | 4,929,000 | 7,317,000 | 9,900,000 |
| Noninterest expense | 5,502,000 | 11,235,000 | 16,906,000 | 23,380,000 |
| Provision for loan losses | 327,000 | 722,000 | 1,037,000 | 2,045,000 |
| Pretax income | 665,000 | 1,702,000 | 2,479,000 | 2,064,000 |
| Income tax | 186,000 | 550,000 | 786,000 | 501,000 |
| Net income | 479,000 | 1,152,000 | 1,693,000 | 1,563,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 56,332,000 | 57,048,000 | 53,629,000 | 53,712,000 |
| Total capital | 60,333,000 | 59,412,000 | 56,026,000 | 56,952,000 |
| Risk-weighted assets | 372,052,000 | 413,708,000 | 404,077,000 | 420,897,000 |