Call reports 2012
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2012
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 614,684,000 | 647,417,000 | 644,412,000 | 592,388,000 |
| Total loans | 332,117,000 | 333,787,000 | 325,429,000 | 335,374,000 |
| Allowance for loan losses | 2,551,000 | 2,746,000 | 2,846,000 | 4,170,000 |
| Securities available for sale | 144,546,000 | 141,215,000 | 138,664,000 | 141,312,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 540,433,000 | 570,490,000 | 567,382,000 | 527,391,000 |
| Interest-bearing deposits | 464,319,000 | 483,661,000 | 485,623,000 | 444,466,000 |
| Noninterest-bearing deposits | 76,114,000 | 86,829,000 | 81,759,000 | 82,925,000 |
| Equity capital | 71,805,000 | 72,599,000 | 73,624,000 | 61,558,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 5,446,000 | 10,940,000 | 16,288,000 | 21,171,000 |
| Interest expense | 902,000 | 1,770,000 | 2,640,000 | 3,493,000 |
| Net interest income | 4,544,000 | 9,170,000 | 13,648,000 | 17,678,000 |
| Noninterest income | 2,380,000 | 4,697,000 | 7,036,000 | 9,974,000 |
| Noninterest expense | 5,233,000 | 10,583,000 | 15,861,000 | 22,206,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 1,969,000 |
| Pretax income | 1,466,000 | 2,834,000 | 6,240,000 | 5,561,000 |
| Income tax | 484,000 | 916,000 | 2,140,000 | 1,763,000 |
| Net income | 982,000 | 1,918,000 | 4,100,000 | 3,798,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 64,776,000 | 65,456,000 | 67,671,000 | 55,814,000 |
| Total capital | 67,327,000 | 68,202,000 | 70,517,000 | 59,984,000 |
| Risk-weighted assets | 376,600,000 | 380,765,000 | 373,025,000 | 373,561,000 |