Call reports 2011
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2011
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 599,991,000 | 604,675,000 | 628,820,000 | 589,812,000 |
| Total loans | 318,839,000 | 321,183,000 | 322,678,000 | 319,034,000 |
| Allowance for loan losses | 3,594,000 | 4,102,000 | 4,204,000 | 2,468,000 |
| Securities available for sale | 133,984,000 | 140,120,000 | 145,924,000 | 139,096,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 529,020,000 | 532,213,000 | 554,857,000 | 515,995,000 |
| Interest-bearing deposits | 456,558,000 | 462,403,000 | 470,978,000 | 440,447,000 |
| Noninterest-bearing deposits | 72,462,000 | 69,810,000 | 83,879,000 | 75,548,000 |
| Equity capital | 68,357,000 | 69,778,000 | 71,112,000 | 71,017,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,567,000 | 11,028,000 | 16,470,000 | 22,097,000 |
| Interest expense | 1,274,000 | 2,471,000 | 3,542,000 | 4,516,000 |
| Net interest income | 4,293,000 | 8,557,000 | 12,928,000 | 17,581,000 |
| Noninterest income | 1,706,000 | 3,543,000 | 5,446,000 | 7,883,000 |
| Noninterest expense | 5,055,000 | 10,094,000 | 15,258,000 | 21,294,000 |
| Provision for loan losses | 225,000 | 800,000 | 1,165,000 | 2,290,000 |
| Pretax income | 821,000 | 1,308,000 | 2,053,000 | 1,982,000 |
| Income tax | 220,000 | 300,000 | 491,000 | 357,000 |
| Net income | 601,000 | 1,008,000 | 1,562,000 | 1,625,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,751,000 | 63,214,000 | 63,813,000 | 63,753,000 |
| Total capital | 66,345,000 | 67,316,000 | 68,017,000 | 66,221,000 |
| Risk-weighted assets | 357,951,000 | 357,701,000 | 372,434,000 | 367,571,000 |