Call reports 2010
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2010
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 579,710,000 | 599,686,000 | 619,712,000 | 558,832,000 |
| Total loans | 359,256,000 | 343,673,000 | 336,072,000 | 331,202,000 |
| Allowance for loan losses | 4,719,000 | 4,120,000 | 3,762,000 | 3,964,000 |
| Securities available for sale | 102,262,000 | 134,983,000 | 128,803,000 | 126,598,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 509,781,000 | 527,112,000 | 546,091,000 | 487,934,000 |
| Interest-bearing deposits | 462,690,000 | 472,754,000 | 496,297,000 | 435,577,000 |
| Noninterest-bearing deposits | 47,091,000 | 54,358,000 | 49,794,000 | 52,357,000 |
| Equity capital | 67,506,000 | 68,981,000 | 69,292,000 | 67,921,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 6,619,000 | 12,843,000 | 19,021,000 | 24,992,000 |
| Interest expense | 1,643,000 | 3,192,000 | 4,673,000 | 6,039,000 |
| Net interest income | 4,976,000 | 9,651,000 | 14,348,000 | 18,953,000 |
| Noninterest income | 1,711,000 | 4,239,000 | 5,981,000 | 8,209,000 |
| Noninterest expense | 5,367,000 | 10,855,000 | 16,408,000 | 22,515,000 |
| Provision for loan losses | 425,000 | 865,000 | 1,090,000 | 2,120,000 |
| Pretax income | 893,000 | 2,171,000 | 2,832,000 | 2,528,000 |
| Income tax | 253,000 | 643,000 | 817,000 | 492,000 |
| Net income | 640,000 | 1,528,000 | 2,015,000 | 2,036,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 62,107,000 | 62,741,000 | 62,261,000 | 62,094,000 |
| Total capital | 66,826,000 | 66,861,000 | 66,023,000 | 66,058,000 |
| Risk-weighted assets | 395,130,000 | 381,707,000 | 376,833,000 | 367,895,000 |