Call reports 2007
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2007
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 542,552,000 | 545,907,000 | 549,048,000 | 554,567,000 |
| Total loans | 399,008,000 | 401,101,000 | 401,722,000 | 406,584,000 |
| Allowance for loan losses | 3,309,000 | 3,385,000 | 3,436,000 | 3,493,000 |
| Securities available for sale | 105,795,000 | 104,841,000 | 107,560,000 | 108,250,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 476,190,000 | 462,362,000 | 461,924,000 | 476,801,000 |
| Interest-bearing deposits | 436,734,000 | 419,495,000 | 423,164,000 | 436,611,000 |
| Noninterest-bearing deposits | 39,456,000 | 42,867,000 | 38,760,000 | 40,190,000 |
| Equity capital | 61,915,000 | 62,723,000 | 62,326,000 | 63,991,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 8,236,000 | 16,598,000 | 25,581,000 | 34,021,000 |
| Interest expense | 4,106,000 | 8,352,000 | 12,572,000 | 16,734,000 |
| Net interest income | 4,130,000 | 8,246,000 | 13,009,000 | 17,287,000 |
| Noninterest income | 1,738,000 | 4,070,000 | 5,799,000 | 7,853,000 |
| Noninterest expense | 3,817,000 | 7,952,000 | 11,881,000 | 16,408,000 |
| Provision for loan losses | 112,000 | 225,000 | 337,000 | 450,000 |
| Pretax income | 1,939,000 | 4,140,000 | 6,583,000 | 8,275,000 |
| Income tax | 532,000 | 1,147,000 | 1,860,000 | 2,355,000 |
| Net income | 1,407,000 | 2,993,000 | 4,723,000 | 5,920,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,437,000 | 58,804,000 | 57,582,000 | 58,601,000 |
| Total capital | 60,746,000 | 62,189,000 | 61,018,000 | 62,094,000 |
| Risk-weighted assets | 424,765,000 | 438,314,000 | 436,332,000 | 443,731,000 |