Call reports 2006
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2006
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 502,101,000 | 506,188,000 | 536,118,000 | 546,232,000 |
| Total loans | 372,132,000 | 375,169,000 | 379,872,000 | 387,715,000 |
| Allowance for loan losses | 3,253,000 | 3,306,000 | 3,350,000 | 3,198,000 |
| Securities available for sale | 93,248,000 | 94,877,000 | 105,704,000 | 107,514,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 433,656,000 | 437,731,000 | 470,252,000 | 480,845,000 |
| Interest-bearing deposits | 387,460,000 | 396,998,000 | 431,632,000 | 437,591,000 |
| Noninterest-bearing deposits | 46,196,000 | 40,733,000 | 38,620,000 | 43,254,000 |
| Equity capital | 57,942,000 | 58,862,000 | 60,844,000 | 60,366,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 7,056,000 | 14,438,000 | 22,288,000 | 30,360,000 |
| Interest expense | 3,028,000 | 6,310,000 | 10,116,000 | 14,198,000 |
| Net interest income | 4,028,000 | 8,128,000 | 12,172,000 | 16,162,000 |
| Noninterest income | 1,592,000 | 3,771,000 | 5,382,000 | 7,419,000 |
| Noninterest expense | 3,735,000 | 7,649,000 | 11,317,000 | 15,386,000 |
| Provision for loan losses | 112,000 | 225,000 | 338,000 | 338,000 |
| Pretax income | 1,773,000 | 4,025,000 | 5,917,000 | 7,875,000 |
| Income tax | 508,000 | 1,181,000 | 1,712,000 | 2,274,000 |
| Net income | 1,265,000 | 2,844,000 | 4,205,000 | 5,601,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 53,474,000 | 54,843,000 | 56,285,000 | 55,946,000 |
| Total capital | 56,727,000 | 58,149,000 | 59,635,000 | 59,144,000 |
| Risk-weighted assets | 395,410,000 | 405,372,000 | 429,509,000 | 436,538,000 |