Call reports 2002
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2002
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 358,127,000 | 363,864,000 | 381,303,000 | 380,809,000 |
| Total loans | 219,560,000 | 237,142,000 | 241,055,000 | 254,009,000 |
| Allowance for loan losses | 2,330,000 | 2,564,000 | 2,748,000 | 2,730,000 |
| Securities available for sale | 100,974,000 | 102,266,000 | 108,835,000 | 104,034,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 314,130,000 | 315,009,000 | 324,477,000 | 329,306,000 |
| Interest-bearing deposits | 284,895,000 | 287,926,000 | 293,254,000 | 296,508,000 |
| Noninterest-bearing deposits | 29,235,000 | 27,083,000 | 31,223,000 | 32,798,000 |
| Equity capital | 41,544,000 | 44,276,000 | 47,192,000 | 47,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 5,227,000 | 10,485,000 | 15,925,000 | 21,458,000 |
| Interest expense | 2,363,000 | 4,553,000 | 6,707,000 | 8,789,000 |
| Net interest income | 2,864,000 | 5,932,000 | 9,218,000 | 12,669,000 |
| Noninterest income | 1,469,000 | 3,092,000 | 4,492,000 | 5,706,000 |
| Noninterest expense | 2,699,000 | 5,386,000 | 8,190,000 | 11,342,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 1,463,000 | 3,297,000 | 4,954,000 | 6,242,000 |
| Income tax | 412,000 | 940,000 | 1,428,000 | 1,747,000 |
| Net income | 1,051,000 | 2,357,000 | 3,526,000 | 4,495,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 40,546,000 | 41,684,000 | 42,847,000 | 43,561,000 |
| Total capital | 42,876,000 | 44,248,000 | 45,595,000 | 46,291,000 |
| Risk-weighted assets | 247,508,000 | 264,982,000 | 269,976,000 | 276,347,000 |