Call reports 2001
NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE — 2001
What NATIONAL BANK & TRUST COMPANY OF SYCAMORE, THE reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 339,933,000 | 348,278,000 | 358,496,000 | 363,163,000 |
| Total loans | 222,795,000 | 218,680,000 | 215,590,000 | 218,271,000 |
| Allowance for loan losses | 2,387,000 | 2,492,000 | 2,590,000 | 2,205,000 |
| Securities available for sale | 84,029,000 | 91,620,000 | 101,031,000 | 107,696,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 299,320,000 | 306,577,000 | 312,699,000 | 319,368,000 |
| Interest-bearing deposits | 271,852,000 | 279,891,000 | 284,611,000 | 283,777,000 |
| Noninterest-bearing deposits | 27,468,000 | 26,686,000 | 28,088,000 | 35,591,000 |
| Equity capital | 37,762,000 | 38,432,000 | 41,161,000 | 41,229,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 5,798,000 | 11,485,000 | 17,217,000 | 22,804,000 |
| Interest expense | 3,275,000 | 6,459,000 | 9,468,000 | 12,178,000 |
| Net interest income | 2,523,000 | 5,026,000 | 7,749,000 | 10,626,000 |
| Noninterest income | 1,323,000 | 3,075,000 | 4,579,000 | 6,563,000 |
| Noninterest expense | 2,630,000 | 5,313,000 | 7,943,000 | 10,868,000 |
| Provision for loan losses | 225,000 | 450,000 | 675,000 | 900,000 |
| Pretax income | 984,000 | 2,331,000 | 3,703,000 | 5,414,000 |
| Income tax | 238,000 | 595,000 | 973,000 | 1,448,000 |
| Net income | 746,000 | 1,736,000 | 2,730,000 | 3,966,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,580,000 | 37,470,000 | 38,514,000 | 39,457,000 |
| Total capital | 38,967,000 | 39,962,000 | 41,104,000 | 41,662,000 |
| Risk-weighted assets | 241,928,000 | 237,448,000 | 238,366,000 | 245,142,000 |