Call reports 2025
LYONS FEDERAL BANK — 2025
What LYONS FEDERAL BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 173,201,000 | 178,466,000 | 178,949,000 | 199,166,000 |
| Total loans | 126,135,000 | 131,890,000 | 131,540,000 | 133,248,000 |
| Allowance for loan losses | 1,631,000 | 1,707,000 | 1,721,000 | 1,726,000 |
| Securities available for sale | 12,069,000 | 7,118,000 | 5,163,000 | 4,203,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,121,000 | 148,426,000 | 149,998,000 | 169,651,000 |
| Interest-bearing deposits | 118,726,000 | 130,698,000 | 123,846,000 | 143,142,000 |
| Noninterest-bearing deposits | 26,395,000 | 17,728,000 | 26,152,000 | 26,509,000 |
| Equity capital | 24,178,000 | 24,951,000 | 25,648,000 | 26,484,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,353,000 | 4,900,000 | 7,502,000 | 10,120,000 |
| Interest expense | 817,000 | 1,650,000 | 2,528,000 | 3,432,000 |
| Net interest income | 1,536,000 | 3,250,000 | 4,974,000 | 6,688,000 |
| Noninterest income | 336,000 | 874,000 | 1,325,000 | 1,712,000 |
| Noninterest expense | 1,390,000 | 2,646,000 | 3,974,000 | 5,265,000 |
| Provision for loan losses | 91,000 | 167,000 | 181,000 | 186,000 |
| Pretax income | 389,000 | 1,309,000 | 2,142,000 | 2,956,000 |
| Income tax | 112,000 | 305,000 | 485,000 | 502,000 |
| Net income | 277,000 | 1,004,000 | 1,657,000 | 2,454,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,167,000 | 21,899,000 | 22,558,000 | 23,359,000 |