Call reports 2024
LYONS FEDERAL BANK — 2024
What LYONS FEDERAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 159,759,000 | 164,549,000 | 162,640,000 | 182,016,000 |
| Total loans | 108,086,000 | 116,938,000 | 118,843,000 | 119,610,000 |
| Allowance for loan losses | 1,466,000 | 1,551,000 | 1,540,000 | 1,540,000 |
| Securities available for sale | 16,678,000 | 14,758,000 | 15,019,000 | 13,975,000 |
| Securities held to maturity | 100,000 | 100,000 | 100,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 134,080,000 | 136,584,000 | 132,179,000 | 154,625,000 |
| Interest-bearing deposits | 107,383,000 | 111,693,000 | 107,538,000 | 113,338,000 |
| Noninterest-bearing deposits | 26,697,000 | 24,891,000 | 24,641,000 | 41,287,000 |
| Equity capital | 22,077,000 | 22,540,000 | 23,281,000 | 23,824,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,056,000 | 4,209,000 | 6,406,000 | 8,774,000 |
| Interest expense | 658,000 | 1,386,000 | 2,122,000 | 2,942,000 |
| Net interest income | 1,398,000 | 2,823,000 | 4,284,000 | 5,832,000 |
| Noninterest income | 143,000 | 412,000 | 669,000 | 1,014,000 |
| Noninterest expense | 966,000 | 2,062,000 | 3,077,000 | 4,299,000 |
| Provision for loan losses | 15,000 | 91,000 | 79,000 | 79,000 |
| Pretax income | 560,000 | 1,082,000 | 1,786,000 | 2,458,000 |
| Income tax | 112,000 | 231,000 | 391,000 | 489,000 |
| Net income | 448,000 | 851,000 | 1,395,000 | 1,969,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,437,000 | 22,843,000 | 23,393,000 | 20,884,000 |