Call reports 2023
LYONS FEDERAL BANK — 2023
What LYONS FEDERAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 157,727,000 | 155,278,000 | 151,798,000 | 168,887,000 |
| Total loans | 102,167,000 | 107,568,000 | 105,511,000 | 106,087,000 |
| Allowance for loan losses | 1,316,000 | 1,382,000 | 1,434,000 | 1,460,000 |
| Securities available for sale | 28,326,000 | 27,200,000 | 24,291,000 | 18,683,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 100,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 133,584,000 | 130,866,000 | 127,187,000 | 143,587,000 |
| Interest-bearing deposits | 107,667,000 | 105,826,000 | 99,931,000 | 102,956,000 |
| Noninterest-bearing deposits | 25,917,000 | 25,040,000 | 27,256,000 | 40,631,000 |
| Equity capital | 20,315,000 | 20,481,000 | 20,932,000 | 21,641,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,585,000 | 3,279,000 | 5,076,000 | 6,933,000 |
| Interest expense | 316,000 | 734,000 | 1,190,000 | 1,733,000 |
| Net interest income | 1,269,000 | 2,545,000 | 3,886,000 | 5,200,000 |
| Noninterest income | 212,000 | 489,000 | 731,000 | 925,000 |
| Noninterest expense | 958,000 | 2,063,000 | 3,029,000 | 3,967,000 |
| Provision for loan losses | 53,000 | 118,000 | 172,000 | 198,000 |
| Pretax income | 470,000 | 853,000 | 1,416,000 | 1,960,000 |
| Income tax | 127,000 | 216,000 | 385,000 | 496,000 |
| Net income | 343,000 | 637,000 | 1,031,000 | 1,464,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,814,000 | 21,128,000 | 21,539,000 | 21,982,000 |