Call reports 2022
LYONS FEDERAL BANK — 2022
What LYONS FEDERAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 159,446,000 | 160,883,000 | 151,728,000 | 160,450,000 |
| Total loans | 90,473,000 | 98,970,000 | 99,631,000 | 98,377,000 |
| Allowance for loan losses | 1,231,000 | 1,254,000 | 1,263,000 | 1,263,000 |
| Securities available for sale | 14,253,000 | 28,518,000 | 28,948,000 | 29,030,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 136,448,000 | 137,708,000 | 128,787,000 | 137,128,000 |
| Interest-bearing deposits | 106,339,000 | 108,816,000 | 98,232,000 | 94,449,000 |
| Noninterest-bearing deposits | 30,109,000 | 28,892,000 | 30,555,000 | 42,679,000 |
| Equity capital | 19,463,000 | 19,385,000 | 19,388,000 | 19,783,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,061,000 | 2,265,000 | 3,637,000 | 5,045,000 |
| Interest expense | 117,000 | 237,000 | 376,000 | 560,000 |
| Net interest income | 944,000 | 2,028,000 | 3,261,000 | 4,485,000 |
| Noninterest income | 220,000 | 456,000 | 726,000 | 898,000 |
| Noninterest expense | 889,000 | 1,822,000 | 2,733,000 | 3,658,000 |
| Provision for loan losses | 2,000 | 25,000 | 34,000 | 34,000 |
| Pretax income | 273,000 | 637,000 | 1,220,000 | 1,691,000 |
| Income tax | 60,000 | 197,000 | 335,000 | 447,000 |
| Net income | 213,000 | 440,000 | 885,000 | 1,244,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,436,000 | 19,658,000 | 20,093,000 | 20,461,000 |