Call reports 2021
LYONS FEDERAL BANK — 2021
What LYONS FEDERAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 139,525,000 | 145,250,000 | 143,530,000 | 161,257,000 |
| Total loans | 90,765,000 | 92,750,000 | 93,174,000 | 87,966,000 |
| Allowance for loan losses | 1,266,000 | 1,217,000 | 1,229,000 | 1,229,000 |
| Securities available for sale | 4,029,000 | 3,994,000 | 5,903,000 | 6,730,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 117,000,000 | 122,690,000 | 120,931,000 | 138,277,000 |
| Interest-bearing deposits | 91,329,000 | 96,689,000 | 86,741,000 | 98,659,000 |
| Noninterest-bearing deposits | 25,671,000 | 26,001,000 | 34,190,000 | 39,618,000 |
| Equity capital | 18,477,000 | 18,857,000 | 19,165,000 | 19,483,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,050,000 | 2,222,000 | 3,289,000 | 4,441,000 |
| Interest expense | 195,000 | 339,000 | 498,000 | 626,000 |
| Net interest income | 855,000 | 1,883,000 | 2,791,000 | 3,815,000 |
| Noninterest income | 404,000 | 759,000 | 1,048,000 | 1,328,000 |
| Noninterest expense | 887,000 | 1,848,000 | 2,612,000 | 3,468,000 |
| Provision for loan losses | 0 | 0 | 12,000 | 12,000 |
| Pretax income | 372,000 | 794,000 | 1,215,000 | 1,663,000 |
| Income tax | 57,000 | 95,000 | 183,000 | 278,000 |
| Net income | 315,000 | 699,000 | 1,032,000 | 1,385,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,123,000 | 18,518,000 | 18,844,000 | 19,210,000 |