Call reports 2020
LYONS FEDERAL BANK — 2020
What LYONS FEDERAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 125,510,000 | 131,088,000 | 136,714,000 | 148,350,000 |
| Total loans | 88,095,000 | 91,847,000 | 87,165,000 | 85,551,000 |
| Allowance for loan losses | 1,182,000 | 1,266,000 | 1,266,000 | 1,266,000 |
| Securities available for sale | 6,011,000 | 8,534,000 | 5,922,000 | 6,928,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 102,039,000 | 106,537,000 | 111,170,000 | 124,367,000 |
| Interest-bearing deposits | 85,190,000 | 89,500,000 | 90,609,000 | 104,377,000 |
| Noninterest-bearing deposits | 16,849,000 | 17,037,000 | 20,561,000 | 19,990,000 |
| Equity capital | 16,814,000 | 17,285,000 | 17,804,000 | 18,163,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,204,000 | 2,441,000 | 3,598,000 | 4,645,000 |
| Interest expense | 288,000 | 535,000 | 761,000 | 959,000 |
| Net interest income | 916,000 | 1,906,000 | 2,837,000 | 3,686,000 |
| Noninterest income | 319,000 | 819,000 | 1,453,000 | 2,006,000 |
| Noninterest expense | 872,000 | 1,775,000 | 2,667,000 | 3,617,000 |
| Provision for loan losses | 88,000 | 172,000 | 185,000 | 185,000 |
| Pretax income | 275,000 | 778,000 | 1,441,000 | 1,893,000 |
| Income tax | 73,000 | 99,000 | 241,000 | 333,000 |
| Net income | 202,000 | 679,000 | 1,200,000 | 1,560,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,414,000 | 16,903,000 | 17,436,000 | 17,791,000 |