Call reports 2019
LYONS FEDERAL BANK — 2019
What LYONS FEDERAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 120,546,000 | 122,192,000 | 117,353,000 | 121,368,000 |
| Total loans | 85,697,000 | 87,730,000 | 86,808,000 | 87,214,000 |
| Allowance for loan losses | 1,040,000 | 1,075,000 | 1,094,000 | 1,094,000 |
| Securities available for sale | 12,976,000 | 9,987,000 | 2,999,000 | 3,000,000 |
| Securities held to maturity | 200,000 | 200,000 | 200,000 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 94,996,000 | 94,482,000 | 92,870,000 | 97,638,000 |
| Interest-bearing deposits | 83,315,000 | 78,588,000 | 76,040,000 | 81,853,000 |
| Noninterest-bearing deposits | 11,681,000 | 15,894,000 | 16,830,000 | 15,785,000 |
| Equity capital | 15,744,000 | 16,032,000 | 16,334,000 | 16,608,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 1,209,000 | 2,450,000 | 3,708,000 | 4,912,000 |
| Interest expense | 279,000 | 577,000 | 874,000 | 1,151,000 |
| Net interest income | 930,000 | 1,873,000 | 2,834,000 | 3,761,000 |
| Noninterest income | 186,000 | 456,000 | 721,000 | 949,000 |
| Noninterest expense | 853,000 | 1,732,000 | 2,564,000 | 3,436,000 |
| Provision for loan losses | 34,000 | 69,000 | 88,000 | 88,000 |
| Pretax income | 229,000 | 528,000 | 903,000 | 1,186,000 |
| Income tax | 57,000 | 71,000 | 152,000 | 160,000 |
| Net income | 172,000 | 457,000 | 751,000 | 1,026,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 15,310,000 | 15,623,000 | 15,921,000 | 16,207,000 |
| Total capital | 16,391,000 | 16,739,000 | 17,058,000 | 17,329,000 |
| Risk-weighted assets | 88,536,000 | 91,854,000 | 91,068,000 | 90,257,000 |