Call reports 2017
LYONS FEDERAL BANK — 2017
What LYONS FEDERAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 81,612,000 | 112,452,000 | 114,492,000 | 118,355,000 |
| Total loans | 64,160,000 | 74,949,000 | 76,179,000 | 78,092,000 |
| Allowance for loan losses | 811,000 | 829,000 | 865,000 | 894,000 |
| Securities available for sale | 1,002,000 | 5,999,000 | 7,012,000 | 7,948,000 |
| Securities held to maturity | 0 | 0 | 0 | 200,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 61,470,000 | 88,043,000 | 89,764,000 | 93,624,000 |
| Interest-bearing deposits | 53,053,000 | 78,837,000 | 75,604,000 | 78,673,000 |
| Noninterest-bearing deposits | 8,417,000 | 9,206,000 | 14,160,000 | 14,951,000 |
| Equity capital | 10,590,000 | 14,520,000 | 14,688,000 | 14,803,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 814,000 | 1,833,000 | 2,822,000 | 3,870,000 |
| Interest expense | 118,000 | 261,000 | 371,000 | 528,000 |
| Net interest income | 696,000 | 1,572,000 | 2,451,000 | 3,342,000 |
| Noninterest income | 176,000 | 442,000 | 690,000 | 871,000 |
| Noninterest expense | 693,000 | 1,921,000 | 2,751,000 | 3,564,000 |
| Provision for loan losses | 0 | 18,000 | 54,000 | 83,000 |
| Pretax income | 179,000 | 83,000 | 344,000 | 574,000 |
| Income tax | 56,000 | -42,000 | 55,000 | 134,000 |
| Net income | 123,000 | 125,000 | 289,000 | 440,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,385,000 | 14,079,000 | 14,254,000 | 14,423,000 |
| Total capital | 11,211,000 | 14,949,000 | 15,160,000 | 15,357,000 |
| Risk-weighted assets | 66,066,000 | 78,801,000 | 86,379,000 | 80,107,000 |