Call reports 2025
PLANTERS BANK, INC. — 2025
What PLANTERS BANK, INC. reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 1,866,353,000 | 1,885,174,000 | 1,905,613,000 | 1,948,950,000 |
| Total loans | 1,544,493,000 | 1,521,509,000 | 1,512,259,000 | 1,457,393,000 |
| Allowance for loan losses | 19,769,000 | 20,312,000 | 21,014,000 | 19,845,000 |
| Securities available for sale | 236,941,000 | 265,651,000 | 263,689,000 | 274,957,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,585,367,000 | 1,631,027,000 | 1,655,601,000 | 1,703,611,000 |
| Interest-bearing deposits | 1,303,625,000 | 1,348,991,000 | 1,362,864,000 | 1,422,031,000 |
| Noninterest-bearing deposits | 281,742,000 | 282,036,000 | 292,737,000 | 281,580,000 |
| Equity capital | 204,871,000 | 209,412,000 | 219,335,000 | 224,954,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 26,526,000 | 53,668,000 | 81,438,000 | 109,147,000 |
| Interest expense | 13,329,000 | 26,413,000 | 39,864,000 | 52,589,000 |
| Net interest income | 13,197,000 | 27,255,000 | 41,574,000 | 56,558,000 |
| Noninterest income | 1,677,000 | 3,442,000 | 5,211,000 | 7,115,000 |
| Noninterest expense | 7,895,000 | 16,104,000 | 24,533,000 | 32,634,000 |
| Provision for loan losses | 450,000 | 1,000,000 | 1,750,000 | 3,056,000 |
| Pretax income | 6,529,000 | 13,593,000 | 20,511,000 | 28,598,000 |
| Income tax | 1,550,000 | 3,488,000 | 5,181,000 | 6,546,000 |
| Net income | 4,979,000 | 10,105,000 | 15,330,000 | 22,052,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 221,147,000 | 226,273,000 | 231,498,000 | 236,063,000 |
| Total capital | 242,913,000 | 247,652,000 | 252,652,000 | 256,253,000 |
| Risk-weighted assets | 1,741,208,000 | 1,709,307,000 | 1,690,341,000 | 1,614,048,000 |