Call reports 2008
PLANTERS BANK, INC. — 2008
What PLANTERS BANK, INC. reported to the FFIEC in 2008, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Total assets | 368,135,000 | 381,311,000 | 389,348,000 | 420,561,000 |
| Total loans | 288,597,000 | 302,924,000 | 312,085,000 | 333,672,000 |
| Allowance for loan losses | 4,147,000 | 4,198,000 | 4,303,000 | 4,408,000 |
| Securities available for sale | 40,574,000 | 40,051,000 | 39,740,000 | 54,085,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 18,449,000 | 16,367,000 | 15,408,000 | 12,867,000 |
| Total deposits | 296,704,000 | 296,992,000 | 311,229,000 | 330,474,000 |
| Interest-bearing deposits | 250,992,000 | 251,849,000 | 267,716,000 | 286,621,000 |
| Noninterest-bearing deposits | 45,712,000 | 45,143,000 | 43,513,000 | 43,853,000 |
| Equity capital | 29,669,000 | 30,840,000 | 31,815,000 | 33,612,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Interest income | 5,927,000 | 11,536,000 | 17,127,000 | 22,845,000 |
| Interest expense | 2,628,000 | 4,744,000 | 6,824,000 | 8,957,000 |
| Net interest income | 3,299,000 | 6,792,000 | 10,303,000 | 13,888,000 |
| Noninterest income | 752,000 | 1,588,000 | 2,260,000 | 2,824,000 |
| Noninterest expense | 2,516,000 | 5,102,000 | 7,761,000 | 10,415,000 |
| Provision for loan losses | 125,000 | 215,000 | 345,000 | 495,000 |
| Pretax income | 1,410,000 | 3,063,000 | 4,457,000 | 5,802,000 |
| Income tax | -114,000 | -89,000 | 62,000 | 85,000 |
| Net income | 1,524,000 | 3,152,000 | 4,395,000 | 5,717,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2008Q1 | 2008Q2 | 2008Q3 | 2008Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,264,000 | 30,892,000 | 32,135,000 | 33,101,000 |
| Total capital | 32,926,000 | 34,719,000 | 36,080,000 | 37,319,000 |
| Risk-weighted assets | 292,464,000 | 305,752,000 | 315,228,000 | 337,273,000 |