Call reports 2006
PLANTERS BANK, INC. — 2006
What PLANTERS BANK, INC. reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 278,522,000 | 282,373,000 | 295,616,000 | 306,939,000 |
| Total loans | 217,638,000 | 226,447,000 | 226,300,000 | 227,748,000 |
| Allowance for loan losses | 3,272,000 | 3,426,000 | 3,565,000 | 3,519,000 |
| Securities available for sale | 37,053,000 | 39,188,000 | 46,644,000 | 53,990,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 238,994,000 | 241,796,000 | 252,521,000 | 264,543,000 |
| Interest-bearing deposits | 201,862,000 | 205,572,000 | 206,483,000 | 225,037,000 |
| Noninterest-bearing deposits | 37,132,000 | 36,224,000 | 46,038,000 | 39,506,000 |
| Equity capital | 23,075,000 | 23,592,000 | 24,827,000 | 25,630,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 4,240,000 | 8,879,000 | 13,772,000 | 18,880,000 |
| Interest expense | 1,695,000 | 3,640,000 | 5,824,000 | 8,218,000 |
| Net interest income | 2,545,000 | 5,239,000 | 7,948,000 | 10,662,000 |
| Noninterest income | 570,000 | 1,188,000 | 1,837,000 | 2,435,000 |
| Noninterest expense | 1,958,000 | 3,922,000 | 5,948,000 | 8,080,000 |
| Provision for loan losses | 184,000 | 362,000 | 507,000 | 635,000 |
| Pretax income | 973,000 | 2,143,000 | 3,330,000 | 4,382,000 |
| Income tax | 316,000 | 692,000 | 1,066,000 | 1,381,000 |
| Net income | 657,000 | 1,451,000 | 2,264,000 | 3,001,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 23,383,000 | 24,176,000 | 24,990,000 | 25,727,000 |
| Total capital | 26,066,000 | 26,962,000 | 27,821,000 | 28,657,000 |
| Risk-weighted assets | 214,073,000 | 222,247,000 | 225,716,000 | 233,836,000 |