Call reports 2005
PLANTERS BANK, INC. — 2005
What PLANTERS BANK, INC. reported to the FFIEC in 2005, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Total assets | 251,847,000 | 259,424,000 | 280,793,000 | 271,374,000 |
| Total loans | 195,158,000 | 198,922,000 | 200,946,000 | 210,767,000 |
| Allowance for loan losses | 2,840,000 | 3,069,000 | 2,878,000 | 3,106,000 |
| Securities available for sale | 29,963,000 | 36,237,000 | 34,516,000 | 34,704,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 215,991,000 | 222,358,000 | 239,013,000 | 224,744,000 |
| Interest-bearing deposits | 180,055,000 | 187,375,000 | 206,620,000 | 192,793,000 |
| Noninterest-bearing deposits | 35,936,000 | 34,983,000 | 32,393,000 | 31,951,000 |
| Equity capital | 19,084,000 | 19,712,000 | 20,127,000 | 20,465,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Interest income | 3,237,000 | 6,845,000 | 10,656,000 | 14,783,000 |
| Interest expense | 1,094,000 | 2,377,000 | 3,836,000 | 5,455,000 |
| Net interest income | 2,143,000 | 4,468,000 | 6,820,000 | 9,328,000 |
| Noninterest income | 456,000 | 998,000 | 1,596,000 | 2,186,000 |
| Noninterest expense | 1,823,000 | 3,700,000 | 5,640,000 | 7,713,000 |
| Provision for loan losses | 153,000 | 377,000 | 672,000 | 914,000 |
| Pretax income | 628,000 | 1,389,000 | 2,104,000 | 2,887,000 |
| Income tax | 197,000 | 435,000 | 657,000 | 903,000 |
| Net income | 431,000 | 954,000 | 1,447,000 | 1,984,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2005Q1 | 2005Q2 | 2005Q3 | 2005Q4 |
|---|---|---|---|---|
| Tier 1 capital | 19,173,000 | 19,696,000 | 20,189,000 | 20,726,000 |
| Total capital | 21,656,000 | 22,190,000 | 22,726,000 | 23,319,000 |
| Risk-weighted assets | 198,272,000 | 198,929,000 | 202,599,000 | 206,929,000 |