Call reports 2003
PLANTERS BANK, INC. — 2003
What PLANTERS BANK, INC. reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 170,556,000 | 178,974,000 | 185,603,000 | 199,721,000 |
| Total loans | 145,102,000 | 153,951,000 | 162,264,000 | 175,032,000 |
| Allowance for loan losses | 2,261,000 | 2,382,000 | 2,139,000 | 2,275,000 |
| Securities available for sale | 10,597,000 | 13,643,000 | 9,500,000 | 10,848,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 141,763,000 | 145,987,000 | 156,583,000 | 161,966,000 |
| Interest-bearing deposits | 127,450,000 | 132,552,000 | 139,645,000 | 142,805,000 |
| Noninterest-bearing deposits | 14,313,000 | 13,435,000 | 16,938,000 | 19,161,000 |
| Equity capital | 14,767,000 | 16,987,000 | 16,963,000 | 17,074,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 2,428,000 | 4,836,000 | 7,288,000 | 9,857,000 |
| Interest expense | 1,006,000 | 1,989,000 | 2,919,000 | 3,872,000 |
| Net interest income | 1,422,000 | 2,847,000 | 4,369,000 | 5,985,000 |
| Noninterest income | 242,000 | 523,000 | 853,000 | 1,174,000 |
| Noninterest expense | 1,156,000 | 2,447,000 | 3,837,000 | 5,318,000 |
| Provision for loan losses | 135,000 | 285,000 | 685,000 | 1,030,000 |
| Pretax income | 373,000 | 640,000 | 703,000 | 828,000 |
| Income tax | 122,000 | 205,000 | 214,000 | 237,000 |
| Net income | 251,000 | 435,000 | 489,000 | 591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 14,700,000 | 16,884,000 | 16,938,000 | 17,040,000 |
| Total capital | 16,472,000 | 18,777,000 | 18,947,000 | 19,218,000 |
| Risk-weighted assets | 140,792,000 | 150,427,000 | 160,558,000 | 174,174,000 |