Call reports 2002
PLANTERS BANK, INC. — 2002
What PLANTERS BANK, INC. reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 141,385,000 | 144,469,000 | 150,294,000 | 162,977,000 |
| Total loans | 123,419,000 | 127,764,000 | 135,339,000 | 142,133,000 |
| Allowance for loan losses | 1,910,000 | 1,965,000 | 2,056,000 | 2,167,000 |
| Securities available for sale | 7,095,000 | 7,046,000 | 7,044,000 | 7,701,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 119,333,000 | 118,538,000 | 121,508,000 | 136,365,000 |
| Interest-bearing deposits | 111,215,000 | 108,974,000 | 110,579,000 | 122,989,000 |
| Noninterest-bearing deposits | 8,118,000 | 9,564,000 | 10,929,000 | 13,376,000 |
| Equity capital | 10,287,000 | 11,871,000 | 12,115,000 | 12,553,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 2,336,000 | 4,663,000 | 7,017,000 | 9,453,000 |
| Interest expense | 1,139,000 | 2,263,000 | 3,379,000 | 4,450,000 |
| Net interest income | 1,197,000 | 2,400,000 | 3,638,000 | 5,003,000 |
| Noninterest income | 164,000 | 327,000 | 551,000 | 803,000 |
| Noninterest expense | 911,000 | 1,855,000 | 2,929,000 | 4,084,000 |
| Provision for loan losses | 127,000 | 242,000 | 322,000 | 422,000 |
| Pretax income | 323,000 | 630,000 | 938,000 | 1,300,000 |
| Income tax | 106,000 | 207,000 | 307,000 | 423,000 |
| Net income | 217,000 | 423,000 | 631,000 | 877,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,239,000 | 11,796,000 | 12,003,000 | 12,449,000 |
| Total capital | 11,671,000 | 13,276,000 | 13,574,000 | 14,150,000 |
| Risk-weighted assets | 114,114,000 | 117,900,000 | 125,135,000 | 135,577,000 |