Call reports 2012
FREEPORT STATE BANK — 2012
What FREEPORT STATE BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 25,419,000 | 24,405,000 | 24,574,000 | 24,566,000 |
| Total loans | 10,763,000 | 10,347,000 | 9,863,000 | 11,412,000 |
| Allowance for loan losses | 176,000 | 171,000 | 167,000 | 162,000 |
| Securities available for sale | 6,906,000 | 6,754,000 | 8,423,000 | 7,666,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 23,706,000 | 22,644,000 | 22,610,000 | 22,952,000 |
| Interest-bearing deposits | 19,763,000 | 18,685,000 | 18,691,000 | 18,112,000 |
| Noninterest-bearing deposits | 3,943,000 | 3,959,000 | 3,919,000 | 4,840,000 |
| Equity capital | 1,691,000 | 1,738,000 | 1,929,000 | 1,603,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 185,000 | 377,000 | 552,000 | 736,000 |
| Interest expense | 15,000 | 28,000 | 40,000 | 51,000 |
| Net interest income | 170,000 | 349,000 | 512,000 | 685,000 |
| Noninterest income | 42,000 | 84,000 | 124,000 | 175,000 |
| Noninterest expense | 180,000 | 392,000 | 603,000 | 831,000 |
| Provision for loan losses | 0 | -5,000 | -10,000 | -14,000 |
| Pretax income | 70,000 | 92,000 | 125,000 | 142,000 |
| Income tax | 1,000 | 3,000 | 4,000 | 22,000 |
| Net income | 69,000 | 89,000 | 121,000 | 120,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 1,594,000 | 1,611,000 | 1,793,000 | 1,483,000 |
| Total capital | 1,752,000 | 1,776,000 | 1,953,000 | 1,645,000 |
| Risk-weighted assets | 12,604,000 | 13,175,000 | 12,815,000 | 14,014,000 |