Call reports 2006
FREEPORT STATE BANK — 2006
What FREEPORT STATE BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Total assets | 14,787,000 | 14,264,000 | 14,070,000 | 16,449,000 |
| Total loans | 7,380,000 | 7,306,000 | 7,510,000 | 8,036,000 |
| Allowance for loan losses | 58,000 | 58,000 | 58,000 | 58,000 |
| Securities available for sale | 6,150,000 | 5,741,000 | 5,446,000 | 7,017,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 13,873,000 | 12,938,000 | 12,587,000 | 15,448,000 |
| Interest-bearing deposits | 12,128,000 | 10,931,000 | 10,732,000 | 13,507,000 |
| Noninterest-bearing deposits | 1,745,000 | 2,007,000 | 1,855,000 | 1,941,000 |
| Equity capital | 867,000 | 852,000 | 915,000 | 885,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Interest income | 205,000 | 416,000 | 623,000 | 839,000 |
| Interest expense | 74,000 | 157,000 | 240,000 | 326,000 |
| Net interest income | 131,000 | 259,000 | 383,000 | 513,000 |
| Noninterest income | 22,000 | 44,000 | 71,000 | 103,000 |
| Noninterest expense | 123,000 | 260,000 | 395,000 | 572,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 29,000 | 41,000 | 53,000 | 38,000 |
| Income tax | 4,000 | 7,000 | 11,000 | 8,000 |
| Net income | 25,000 | 34,000 | 42,000 | 30,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q1 | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|---|
| Tier 1 capital | 945,000 | 954,000 | 962,000 | 924,000 |
| Total capital | 1,003,000 | 1,012,000 | 1,020,000 | 982,000 |
| Risk-weighted assets | 8,170,000 | 8,176,000 | 8,361,000 | 9,242,000 |