Call reports 2001
FREEPORT STATE BANK — 2001
What FREEPORT STATE BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 10,770,000 | 11,357,000 | 11,024,000 | 11,738,000 |
| Total loans | 5,438,000 | 5,823,000 | 5,211,000 | 5,774,000 |
| Allowance for loan losses | 57,000 | 57,000 | 58,000 | 58,000 |
| Securities available for sale | 2,001,000 | 1,999,000 | 1,779,000 | 2,569,000 |
| Securities held to maturity | 1,560,000 | 1,560,000 | 2,070,000 | 1,832,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 9,830,000 | 10,410,000 | 10,042,000 | 10,793,000 |
| Interest-bearing deposits | 8,703,000 | 9,059,000 | 8,926,000 | 9,508,000 |
| Noninterest-bearing deposits | 1,127,000 | 1,351,000 | 1,116,000 | 1,285,000 |
| Equity capital | 862,000 | 869,000 | 899,000 | 866,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 197,000 | 384,000 | 567,000 | 740,000 |
| Interest expense | 101,000 | 187,000 | 268,000 | 335,000 |
| Net interest income | 96,000 | 197,000 | 299,000 | 405,000 |
| Noninterest income | 13,000 | 26,000 | 36,000 | 49,000 |
| Noninterest expense | 98,000 | 204,000 | 307,000 | 447,000 |
| Provision for loan losses | 0 | 0 | 1,000 | 1,000 |
| Pretax income | 11,000 | 19,000 | 30,000 | 10,000 |
| Income tax | 4,000 | 4,000 | 8,000 | -6,000 |
| Net income | 7,000 | 15,000 | 22,000 | 16,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 860,000 | 870,000 | 877,000 | 852,000 |
| Total capital | 917,000 | 927,000 | 935,000 | 911,000 |
| Risk-weighted assets | 5,737,000 | 6,445,000 | 5,987,000 | 6,308,000 |