Call reports 2013
PROGRESSIVE-HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2013
What PROGRESSIVE-HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 52,596,000 | 51,791,000 | 51,995,000 | 52,545,000 |
| Total loans | 26,122,000 | 27,324,000 | 28,106,000 | 28,613,000 |
| Allowance for loan losses | 296,000 | 303,000 | 310,000 | 313,000 |
| Securities available for sale | 21,742,000 | 20,336,000 | 20,050,000 | 19,867,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 39,899,000 | 39,515,000 | 39,276,000 | 39,240,000 |
| Interest-bearing deposits | 38,361,000 | 38,145,000 | 38,164,000 | 37,831,000 |
| Noninterest-bearing deposits | 1,538,000 | 1,370,000 | 1,112,000 | 1,409,000 |
| Equity capital | 7,312,000 | 6,833,000 | 6,851,000 | 6,660,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 471,000 | 934,000 | 1,393,000 | 1,866,000 |
| Interest expense | 106,000 | 209,000 | 311,000 | 409,000 |
| Net interest income | 365,000 | 725,000 | 1,082,000 | 1,457,000 |
| Noninterest income | 5,000 | 11,000 | 19,000 | 25,000 |
| Noninterest expense | 319,000 | 633,000 | 952,000 | 1,342,000 |
| Provision for loan losses | 7,000 | 14,000 | 21,000 | 21,000 |
| Pretax income | 45,000 | 146,000 | 186,000 | 177,000 |
| Income tax | 18,000 | 59,000 | 56,000 | 52,000 |
| Net income | 27,000 | 87,000 | 130,000 | 125,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,906,000 | 5,723,000 | 5,762,000 | 5,731,000 |
| Total capital | 6,195,000 | 6,015,000 | 6,059,000 | 6,031,000 |
| Risk-weighted assets | 23,143,000 | 23,315,000 | 23,752,000 | 24,009,000 |