Call reports 2012
PROGRESSIVE-HOME FEDERAL SAVINGS AND LOAN ASSOCIATION — 2012
What PROGRESSIVE-HOME FEDERAL SAVINGS AND LOAN ASSOCIATION reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 52,860,000 | 53,668,000 | 53,173,000 | 52,370,000 |
| Total loans | 24,950,000 | 25,638,000 | 25,087,000 | 25,300,000 |
| Allowance for loan losses | 317,000 | 327,000 | 314,000 | 314,000 |
| Securities available for sale | 22,820,000 | 22,293,000 | 23,809,000 | 22,788,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 41,049,000 | 41,461,000 | 40,225,000 | 39,811,000 |
| Interest-bearing deposits | 39,217,000 | 39,534,000 | 38,585,000 | 38,331,000 |
| Noninterest-bearing deposits | 1,832,000 | 1,927,000 | 1,640,000 | 1,480,000 |
| Equity capital | 7,226,000 | 7,388,000 | 7,511,000 | 7,401,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 515,000 | 1,023,000 | 1,518,000 | 2,004,000 |
| Interest expense | 137,000 | 264,000 | 386,000 | 503,000 |
| Net interest income | 378,000 | 759,000 | 1,132,000 | 1,501,000 |
| Noninterest income | 4,000 | 0 | 7,000 | 15,000 |
| Noninterest expense | 338,000 | 680,000 | 1,014,000 | 1,373,000 |
| Provision for loan losses | 10,000 | 20,000 | 30,000 | 30,000 |
| Pretax income | 101,000 | 201,000 | 230,000 | 248,000 |
| Income tax | 40,000 | 76,000 | 87,000 | 95,000 |
| Net income | 61,000 | 125,000 | 143,000 | 153,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 5,769,000 | 5,890,000 | 5,972,000 | 5,926,000 |
| Total capital | 6,059,000 | 6,178,000 | 6,257,000 | 6,211,000 |
| Risk-weighted assets | 23,179,000 | 23,295,000 | 22,747,000 | 22,749,000 |