Call report 2009Q4
WESTERN COMMERCIAL BANK — 2009Q4
The 22 measures WESTERN COMMERCIAL BANK reported to the FFIEC for 2009Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 106,047,000 | USD | evidence → |
| Total loans | 96,942,000 | USD | evidence → |
| Allowance for loan losses | 2,003,000 | USD | evidence → |
| Securities available for sale | 5,073,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 94,443,000 | USD | evidence → |
| Interest-bearing deposits | 79,773,000 | USD | evidence → |
| Noninterest-bearing deposits | 14,670,000 | USD | evidence → |
| Equity capital | 8,987,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 6,179,000 | USD | evidence → |
| Interest expense | 2,781,000 | USD | evidence → |
| Net interest income | 3,398,000 | USD | evidence → |
| Noninterest income | 270,000 | USD | evidence → |
| Noninterest expense | 4,460,000 | USD | evidence → |
| Provision for loan losses | 2,531,000 | USD | evidence → |
| Pretax income | -3,260,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -3,261,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 9,054,000 | USD | evidence → |
| Total capital | 10,289,000 | USD | evidence → |
| Risk-weighted assets | 98,003,000 | USD | evidence → |