Call report 2006Q4
WESTERN COMMERCIAL BANK — 2006Q4
The 22 measures WESTERN COMMERCIAL BANK reported to the FFIEC for 2006Q4, each linked to its source filing.
Balance sheet
What the bank holds and owes at quarter end
| Measure | Value | Unit | Source |
|---|---|---|---|
| Total assets | 39,450,000 | USD | evidence → |
| Total loans | 31,662,000 | USD | evidence → |
| Allowance for loan losses | 397,000 | USD | evidence → |
| Securities available for sale | 1,921,000 | USD | evidence → |
| Securities held to maturity | 0 | USD | evidence → |
| Trading assets | 0 | USD | evidence → |
| Total deposits | 28,532,000 | USD | evidence → |
| Interest-bearing deposits | 22,947,000 | USD | evidence → |
| Noninterest-bearing deposits | 5,585,000 | USD | evidence → |
| Equity capital | 10,647,000 | USD | evidence → |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | Value | Unit | Source |
|---|---|---|---|
| Interest income | 1,069,000 | USD | evidence → |
| Interest expense | 249,000 | USD | evidence → |
| Net interest income | 820,000 | USD | evidence → |
| Noninterest income | 30,000 | USD | evidence → |
| Noninterest expense | 3,663,000 | USD | evidence → |
| Provision for loan losses | 398,000 | USD | evidence → |
| Pretax income | -3,211,000 | USD | evidence → |
| Income tax | 1,000 | USD | evidence → |
| Net income | -3,212,000 | USD | evidence → |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | Value | Unit | Source |
|---|---|---|---|
| Tier 1 capital | 10,631,000 | USD | evidence → |
| Total capital | 11,028,000 | USD | evidence → |
| Risk-weighted assets | 36,358,000 | USD | evidence → |