Call reports 2022
PRODUCE STATE BANK — 2022
What PRODUCE STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 130,172,000 | 130,299,000 | 126,576,000 | 122,054,000 |
| Total loans | 50,087,000 | 50,978,000 | 50,797,000 | 54,978,000 |
| Allowance for loan losses | 596,000 | 578,000 | 576,000 | 523,000 |
| Securities available for sale | 0 | 10,831,000 | 18,706,000 | 12,815,000 |
| Securities held to maturity | 6,403,000 | 38,157,000 | 35,143,000 | 40,893,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 120,421,000 | 120,304,000 | 116,005,000 | 111,314,000 |
| Interest-bearing deposits | 86,429,000 | 83,862,000 | 79,932,000 | 76,909,000 |
| Noninterest-bearing deposits | 33,992,000 | 36,442,000 | 36,073,000 | 34,405,000 |
| Equity capital | 9,237,000 | 9,442,000 | 9,948,000 | 10,398,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 755,000 | 1,547,000 | 2,619,000 | 3,828,000 |
| Interest expense | 27,000 | 53,000 | 79,000 | 113,000 |
| Net interest income | 728,000 | 1,494,000 | 2,540,000 | 3,715,000 |
| Noninterest income | 60,000 | 126,000 | 194,000 | 261,000 |
| Noninterest expense | 636,000 | 1,156,000 | 1,691,000 | 2,438,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 152,000 | 464,000 | 1,043,000 | 1,538,000 |
| Income tax | 3,000 | 67,000 | 99,000 | 156,000 |
| Net income | 149,000 | 397,000 | 944,000 | 1,382,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,535,000 | 7,843,000 | 8,449,000 | 8,947,000 |
| Total capital | 8,131,000 | 8,421,000 | 9,025,000 | 9,470,000 |
| Risk-weighted assets | 50,474,000 | 50,374,000 | 49,425,000 | 53,176,000 |