Call reports 2021
PRODUCE STATE BANK — 2021
What PRODUCE STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 119,369,000 | 120,706,000 | 122,945,000 | 121,534,000 |
| Total loans | 54,115,000 | 54,201,000 | 53,695,000 | 52,993,000 |
| Allowance for loan losses | 621,000 | 626,000 | 628,000 | 630,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 4,852,000 | 8,285,000 | 7,983,000 | 7,891,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 109,366,000 | 110,329,000 | 112,834,000 | 111,540,000 |
| Interest-bearing deposits | 78,745,000 | 78,148,000 | 78,780,000 | 78,870,000 |
| Noninterest-bearing deposits | 30,621,000 | 32,181,000 | 34,054,000 | 32,670,000 |
| Equity capital | 9,656,000 | 9,955,000 | 9,695,000 | 9,688,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,083,000 | 1,981,000 | 2,768,000 | 3,563,000 |
| Interest expense | 46,000 | 98,000 | 129,000 | 155,000 |
| Net interest income | 1,037,000 | 1,883,000 | 2,639,000 | 3,408,000 |
| Noninterest income | 56,000 | 115,000 | 180,000 | 247,000 |
| Noninterest expense | 608,000 | 1,214,000 | 1,796,000 | 2,513,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 485,000 | 784,000 | 1,023,000 | 1,142,000 |
| Income tax | 0 | 0 | 0 | 125,000 |
| Net income | 485,000 | 784,000 | 1,023,000 | 1,017,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 7,717,000 | 8,075,000 | 7,875,000 | 7,927,000 |
| Total capital | 8,338,000 | 8,701,000 | 8,503,000 | 8,557,000 |
| Risk-weighted assets | 56,725,000 | 54,772,000 | 55,016,000 | 53,971,000 |